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|Plan Availability||All States|
|Enrollment Deadline||17th of month Prior to Effective date|
Must meet the following criteria to be eligible for coverage:
|Here are some things you should consider:|
|What's so great about Critical Illness Insurance?|
|WHAT MAKES US UNIQUE|
1. Multiple Benefit Feature:
2. Recurrence Benefit:
3. Additional Benefit:
4. Optional Mortgage Protection
|1 Heart Disease and Stroke Statistics, 2010 Update At-A-Glance, American Heart Association|
2 Clinical Research Study. Harvard U. 16 Mar. 2011. hp.org/new_bankruptcy_study/Bankruptcy-2009.pdf
3 American Cancer Society, Cancer Facts and Figures 2010
4 The Merck Manuals Online Medical Library, Acute Kidney Failure, 16 Feb. 2011, www.merckmanuals.com
5 Essential Benefits, “Why do I need critical illness insurance?” 2 Feb. 2011, www.essentialbenefits.ca
6 FAQs.org, Health, “Organ Transplantation” 16 Feb. 2011, www.faqs.org/health/topics
7 Bloomberg Businessweek “Study Links Medical Costs and Personal Bankruptcy.”
4 Jun. 2009. Web. 3 Mar. 2011, www.businessweek.com
8 Benefits will not be paid for critical illnesses in more than a single category during any 180 day period.
THIS POLICY PROVIDES LIMITED BENEFITS. Policy Form Series SLA-CI11/SLA-CI11-GEP and Mortgage Protection Benefit Rider SLA-CIMP11/SLA-CIMPGE is not available in all states and benefits may vary. The policy has specific terms and conditions relating to coverage, including limitations and exclusions. For costs and complete details of the coverage, please call or write the company or your insurance professional.
|About Standard Life and Accident Insurance Company|
Standard Life and Accident Insurance Company (Standard Life) was founded to provide clients with realistic life and health products that solve their needs for financial security.
Since its inception, more than 70 years ago, the Company's ethic has never changed. "People's needs change from day to day. The shrinking value of the dollar makes insurance protection more important to the individual...We must develop think-ahead programs today which will provide benefits in keeping with the economic changes of tomorrow. While we've grown so fast, it has not been at the expense of the human factor, so vital to this business. Efficiency is emphasized. However, we try never to lose sight of the personal aspects of our relations with policyowners and business clients, as well as our own agents and employees." Leonard H. Savage, President 1948-1973, Standard Life and Accident Insurance Company.
Standard Life and Accident Insurance Company (“Standard Life”) has been evaluated and assigned the following ratings by nationally recognized, independent rating agencies. The ratings are current as of November 2018.
A.M. Best1: A
Ratings reflect current independent opinions of the financial capacity of an insurance organization to meet the obligations of its insurance policies and contracts in accordance with their terms. They are based on comprehensive quantitative and qualitative evaluations of the company and its management strategy. The rating agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insurer’s current or future ability to meet its contractual obligations.
Ratings may be changed, suspended, or withdrawn at any time.
1A.M. Best’s active company rating scale is: A++ (Superior), A+ (Superior), A (Excellent), A- (Excellent), B++ (Good), B+ (Good), B (Fair), B- (Fair), C++ (Marginal), C+ (Marginal), C (Weak), C- (Weak) and D (Poor).
2Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. For a list of Standard & Poor's active company rating scale visit www.standardandpoors.com.