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Plan Availability | All States |
Enrollment Deadline | 17th of month Prior to Effective date |
Benefit Amounts | Maximum coverage 3 times salary up to $250,000 Guaranteed issue No Questions |
Eligibility | Must meet the following criteria to be eligible for coverage: |
Waiver of Premium Rider | All premiums related to the covered person’s coverage, will be waived once the covered employee has been totally disabled for six consecutive months. Premiums will continue to be waived as long as the covered employee is totally disabled. |
Portability Provision | If the covered person’s loses employment with the employer or changes jobs, the covered person’s has the option to continue coverage and pay premiums. |
Conversion Option | When coverage terminates, the covered person’s has the option to convert the Term Life coverage to a Permanent life insurance plan offered by the carrier at the same Death Benefit level. |
Age Reduction Formula | Benefits decrease to: |
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