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Access to the insurance plans and large group pricing on this website is predicated upon joining Elevate Wellness, a national association with over 80,000 members. Learn more


Plan Description

 

Bright Idea Dental 1500

Bright Idea Dental 3000

Bright Idea Dental 5000

Enrollment Deadline18th of month Prior to Effective date18th of month Prior to Effective date18th of month Prior to Effective date
AvailabilityAvailable in ALL States
except Minnesota.
Available in ALL States
except Minnesota.
Available in ALL States
except Minnesota.
Issue Age18 to any age18 to any age18 to any age
ExampleFamily of 5 gets $7,500
in annual dental benefits
Family of 5 gets $15,000
in annual dental benefits
Family of 5 gets $25,000
in annual dental benefits
Provider Lookup (Classic Network)http://plusnetwork.fcldental.com/
Annual Max$1,500 per person
$25 co-pay per visit
$3,000 per person
$25 co-pay per visit
$5,000 per person
$25 co-pay per visit
Guaranteed AcceptanceNo Age limit restrictionNo Age limit restriction
Waiting PeriodNone
On your activation date, you have access to the full range of dental benefits Type 1, 2
Preventive ServicesCOVERAGE 100%
Includes exams, cleanings, x-rays,
bitewing & full mouth x-rays, and fluride treatments.
COVERAGE 100%
Includes exams, cleanings, bitewing x-rays, and fluride treaments.
COVERAGE 100%
Includes exams, cleanings, bitewing x-rays, and fluride treaments.
Basic ServicesCOVERAGE 80%
Includes filings, sealants, restorative amalgams & composites, simple tooth
extractions and periodontal maintenance.
COVERAGE 80%
Includes filings, full mouth x-rays, sealants, restorative amalgams & composites, simple tooth extractions.
COVERAGE 80%
Includes filings, full mouth x-rays, sealants, restorative amalgams & composites, simple tooth extractions.
Major Services
(Services with 12 month waiting period)
COVERAGE 50%
Includes onlays, crowns, corwn
repairs, endodontics, periodontics,
denture repair, implants,
prosthodontics, space maintainers
*12 month waiting period on Type 3 services
COVERAGE 50%
Includes oral surgery, endodontics,
all periodontics, dentures, crowns,
bridges, complex extractions, anesthesia, onlays and implants.
*12 month waiting period on Type 3 services
COVERAGE 50%
Includes oral surgery, endodontics,
all periodontics, dentures, crowns,
bridges, complex extractions, anesthesia, onlays and implants.
*12 month waiting period on Type 3 services







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